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Top 10 Financial books to read in your early 20’s

This is a high time we learn about the importance of financial stability in our life. More than 3rd of the Americans cannot come up with $400 in case of an emergency while most of the lower-class Americans spend $400 a year on lottery tickets. Most of us think of savings in our bank account, it is now high time to think about appreciating assets and the goal towards financial independence. Let’s explore the top 10 books which will guide you towards your Financial Freedom.

1. The Richest Man in Babylon

Author: George S Clason

Published: 1926

Pages: 156

Dimensions: 20 x 14 x 4 cm

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The book takes us back to the age of the people in Babylon. The way people lived at that time, how they managed their financials and how the rich kept growing. We learned the parables of the Babylonian empire through scripts in cuneiform which was used for trade and communication. It tells us to first pay for ourselves (1/10th of our earning) before we spend on other items. It tells us about the idea of wealth and income and how being wealthy is not a good sign no matter whichever position your in. The author stresses on the point of putting your hard-earned money to work and think on the level of passive income and ideas to generate wealth through passive income.

2. Think and Grow Rich

Author: Napoleon Hill

Published: 1937

Pages: 225

Dimensions: 7.8 x 5.1 x 0.7 cm

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“Clarity is power. When your brain knows a real number, your conscious mind will find a way to take you there”. No matter which tracks you choose to follow in order to get rich, becoming a trader, investor, real estate, entrepreneur- you must have a correct mindset. The author urges to think riches in your thoughts in order to see riches in your bank account. The burning desire to see riches and achieve your dream will push you through any boundaries. “If you do not conquer self, you will be conquered by self”


3. Your Money or Your Life

Author: Vicki Robin

Published: 1992

Pages: 368

Dimensions: 2.03 x 12.7 x 19.3 cm

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To learn to stop with enough, keeping in mind that more money doesn’t bring more happiness. Start to calculate your net worth having laid down your assets and liabilities. This can bring out a new insight to access your financial health and where to head to your future financial decisions. The author tells to see money as energy, the amount of energy you spend directly bring in the money and see the items you bring in terms of your life energy spend. Keep a track of your income and expenses through a chart or excel or any means necessary. This will be the starting of your financial journey.

4. The Millionaire Next Door